Arjay Reddy
Region: US
Saturday 24 October 2026 14:52:24 GMT
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starskyeluna :
Yeah we're fucked. We have an FHA loan 😒
2026-10-25 02:59:40
62
jbob5150x61 :
The PMI falls off at 80%
2026-10-24 23:04:59
97
YourFavQueen :
My mortgage company did the same thing so I requested an appraisal through my mortgage company, which they are supposed to allow me to pay for they did not. I reported them to the division of banks and investigation was filed with their internal departments I was given a full refund on all of my PMI my PMI was removed. My appraisal was completed for free and my house appraise that 56% loan value.
2026-10-25 12:27:35
52
ProzacSociety :
PMI is a racket
2026-10-25 15:45:29
8
nova4915 :
Mine appraise at 665 k got it at 600k 3 years ago i owe 289k now is there anything i can do
2026-10-25 18:25:07
0
Beautiful Savage :
My mortgage company gave me NO issues when I called to have it removed
2026-10-24 22:46:28
26
Dreen :
not to be confused with MIP
2026-10-25 17:54:30
0
1986johngmc :
but wouldn't your country taxes increase if it is now valued higher?
2026-10-25 15:17:58
0
LGMR-31B☘️ :
Conventional mortgage usually don’t have PMI .. 👀 only if buyer doesn’t put 20% down payment..
2026-10-25 14:27:09
15
June Aiken :
what about FHA loan?
2026-10-25 17:36:15
0
AmberLynn :
wouldnt you want PMI? is that like GAP insurance for cars but for houses? lol
2026-10-25 15:34:41
0
Alma Garcia :
They told me I can’t remove it says it’s on my loan for 30 years how do I find out if true
2026-10-25 00:45:10
0
DerailedCouter :
conventional loans all day. never FHA
2026-10-24 23:45:07
2
shadow :
😁 You still have to pay for a appraisal $400.00
2026-10-24 22:09:57
0
will.e.wonka :
maybe mention that the appraisal raises your tax obligation.. need to work that math out.. may be cheaper to hold the PMI and wait till you've paid 20% on the loan
2026-10-24 18:38:26
3
BLADE BROWN :
no you cant.
2026-10-25 00:04:16
0
nccn :
i hate chatgpt wrote a letter to request PMI removal from my mortgage
2026-10-25 05:38:18
1
gusfrung2222 :
Credit unions normally don’t charge PMI . PMI is just some useless junk banks charge
2026-10-24 21:24:48
1
bigdaddyrobfit :
I didn’t think you would have a PMI if you had a conventional loan
2026-10-24 21:41:30
0
Baby :
What about FHA loan?
2026-10-25 14:39:08
0
leba mada :
if you pay for PMI (insurance ) and for reasons beyond your control you cant make the mortgage payment and the bank, who has the right but not the obligation, to foreclose. why does the insurance pay off the loan. The bank gets their money back, they take the house amd sell it getting paid 2xs. since the loan is paid by the PMI how come you dont get to keep the house.
2026-10-25 16:30:12
1
Ryan :
KEY WORD CONVENTIONAL LOAN. Please please please I beg people to save up at least the 5% to go conventional
2026-10-25 15:46:15
1
MrsAshenxoni :
we didnt have a pmi.
2026-10-25 15:13:38
0
Steve Wilkinson :
How do I check my PMI status
2026-10-25 02:34:50
2
Lizzz Win$ :
I was told I could pmi after I paid 20% off. I called when I hit that, and they said I couldn’t get it off. Gotta stay on for the life of the loan. Odd how they switch things on u
2026-10-25 04:54:00
3
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